Phone Number

337-431-7170

Address

2201 Oak Park Blvd, Lake Charles, LA 70601

Packard LaPray
Local Bankruptcy Attorneys in Lake Charles, LA

Welcome to Packard LaPray, your trusted local bankruptcy attorneys. We are located in Lake Charles, LA , right in the heart of Southwest Louisiana. Our firm is dedicated to providing personalized, effective, and compassionate legal services to those facing bankruptcy.

Bankruptcy_Lake_Charles
Bankruptcy_Lake_Charles

Packard LaPray
Local Bankruptcy Attorneys in Lake Charles, LA

Welcome to Packard LaPray, your trusted local bankruptcy attorneys. We are located in Lake Charles, LA , right in the heart of Southwest Louisiana. Our firm is dedicated to providing personalized, effective, and compassionate legal services to those facing bankruptcy.

Bankruptcy_Lake_Charles

Packard LaPray
Local Bankruptcy Attorneys in Lake Charles, LA

Welcome to Packard LaPray, your trusted local bankruptcy attorneys in Lake Charles, LA. We are located in Lake Charles, LA , right in the heart of Southwest Louisiana. Our firm is dedicated to providing personalized, effective, and compassionate legal services to those facing bankruptcy.

Lake_Charles

At Packard LaPray, we specialize in all aspects of bankruptcy law, from Chapter 7 liquidation to Chapter 13 debt reorganization. We understand that every client’s situation is unique, and we tailor our services to meet your specific needs. We believe in providing clear, concise, and jargon-free advice. Our goal is to ensure you fully understand the bankruptcy process and all the options available to you. We guide you every step of the way, from the initial consultation to the final resolution of your case.

Lake_Charles

At Packard LaPray, we specialize in all aspects of bankruptcy law, from Chapter 7 liquidation to Chapter 13 debt reorganization. We understand that every client’s situation is unique, and we tailor our services to meet your specific needs. We believe in providing clear, concise, and jargon-free advice. Our goal is to ensure you fully understand the bankruptcy process and all the options available to you. We guide you every step of the way, from the initial consultation to the final resolution of your case.

Chapter 7

Chapter 7 bankruptcy, often called liquidation bankruptcy, allows individuals to clear certain unsecured debts. A trustee sells the debtor’s non-exempt assets to pay creditors. It can provide a fresh start, but impacts credit scores significantly.

Chapter 11

Chapter 11 bankruptcy is a reorganization method typically used by businesses. It allows debtors to propose a plan to repay creditors over time while keeping the business operational. The process is complex and often used by corporations and partnerships.

Chapter 13

Chapter 13 bankruptcy, or a wage earner’s plan, allows individuals with regular income to repay their debts over three to five years. It’s often chosen by those wanting to keep major assets like a home or car.

Chapter 7

Chapter 7 bankruptcy, often called liquidation bankruptcy, allows individuals to clear certain unsecured debts. A trustee sells the debtor’s non-exempt assets to pay creditors. It can provide a fresh start, but impacts credit scores significantly.

Chapter 11

Chapter 11 bankruptcy is a reorganization method typically used by businesses. It allows debtors to propose a plan to repay creditors over time while keeping the business operational. The process is complex and often used by corporations and partnerships.

Chapter 13

Chapter 13 bankruptcy, or a wage earner’s plan, allows individuals with regular income to repay their debts over three to five years. It’s often chosen by those wanting to keep major assets like a home or car.

Serving Southwest Louisiana

While our office is located in Lake Charles, we proudly serve all of Southwest Louisiana. We have successfully represented clients from all walks of life, from small business owners to retirees. Our attorneys are familiar with the local courts and have a deep understanding of Louisiana’s bankruptcy laws.

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